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Is It Right For Me? Robert's Story
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The best retirement plan that lets you be where you want to be.

Robert is 65 and widowed.  He wants to make sure he can remain a dynamic part of his active community in Pittsburgh, PA. Read on to learn more about his journey. Robert chose the Bronze Plan. 

“I live in Pittsburgh. I am a mechanical engineer and I don’t want to retire. I belong to a running club, love to explore museums, go to home games and to the theater. My children are grown and independent. I want to keep my home because they do like to come visit and truly be home for a few days.

I don’t feel like I have immediate health-care concerns, but my mom always said to save for that rainy day. Years ago, I invested in long-term care insurance just to erase the impact a “rainy day” would have on me and my late wife. I saw a Longwood at Home brochure at my gym and read about the Stay-at-Home concept. Longwood at Home covers me should that rainy day arrive.

I chose the Bronze Plan, which is more affordable than the Gold and Platinum because it covers only in-home care, which is fine for me now. I know that as long as I remain healthy, I can move to a different Longwood plan, so that’s a great option. I’ve held on to my long-term care insurance and it works nicely with the Bronze Plan. The Bronze Plan will cover for the first 90 days in which any health issue could come up, while long-term care insurance takes 90 days to kick-in. I don’t like surprises, which means I like to plan for any eventuality. I want to always be that rock for my kids. My Bronze Plan gives me all that.”

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