Frequently Asked Questions about
Our Benefits Package.
Before buying long-term care insurance, look
at a better answer.
Q: What is Longwood at Home?
Longwood at Home is a Continuing Care Retirement Community (CCRC) "without walls". An alternative to buying long-term care insurance, it provides the care and financial benefits of a CCRC for older people who prefer to remain in their own homes. Longwood at Home, a not-for-profit program of Presbyterian SeniorCare Network, is licensed by the Pennsylvania Department of Insurance.
Q: Who is eligible to enroll in Longwood at Home?
You are eligible to apply for membership in Longwood at Home if you are a healthy person, age 60 or older, and live in Allegheny, Beaver, Butler, Washington or Westmoreland Counties, PA.
Q: How does a Longwood at Home membership protect my assets?
As a member of Longwood at Home, you have a low, fixed monthly payment, regardless of the type or duration of care you utilize as your needs change. You can preserve your assets for other important reasons.
Q: How does the fee structure work?
A Longwood at Home membership consists of a one-time membership fee based on your age at time of enrollment and monthly fees throughout your membership. Fees depend upon the type of plan you select. Through our Flex Plan, we can set up fees that best suit your budget and income tax planning.
Q: What are the cost benefits of Longwood at Home?
The investment you make in Longwood at Home is a fraction of the cost of long-term care services if you were to pay separately for all of the services included in the program. Your investment in return for the peace of mind that comes with a Longwood at Home membership consists of a one-time membership fee based on your age at time of enrollment and monthly fees throughout your membership.
Q: Are membership fees and monthly fees tax deductible?
A portion of the fees is deductible since it is attributable toward medical expenses. We encourage you to consult your personal tax advisor regarding financial and tax matters.
Q: When is the best time to join Longwood at Home?
The best time to join Longwood at Home is NOW while you are healthy and living independently in your home! To learn more, please contact us online or call toll-free at 1-877-526-3001. We look forward to meeting you!